Laura Berg Photo

About Laura Berg

Loan Officer Laura Berg Team

Laura received her Real Estate License in 1988 and sold residential real estate until 1991. At that time she decided to get into Residential Lending using her Real Estate background to ensure Realtors and their clients she would be working with received excellent service. With more than 20 years’ experience in Loan Origination, Laura combines her education, experience, and expertise to help her clients understand the loan process and put their minds at ease as they consider the complex financial transaction of a home mortgage. She understands the importance of every client and prides herself on educating her clients about all of their options to assist them in making an informed and educated decision. Laura’s knowledge and experience in every level of the Mortgage Industry is what makes her unique and sets her apart from her competition. Laura owned and operated her own company, Five Star Financial, for 12 years while originating loans, and has had several years’ experience as both a Retail Loan Officer and now as a Banker with a Direct Lender. Her primary goal is to exceed her clients’ expectations.

Houses Background

FHA Mortgage

Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.

Learn more

Conventional Fixed Rate Mortgage

Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac.  The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.

Learn more

VA Home Mortgages

VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve.  The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.  

Learn more

Adjustable Rate Mortgage (ARM)

ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years.  The interest rate could go up or down dependent upon the market factors.  Typically starting ARM rates can be lower than traditional fixed rate mortgages.

Learn more

Downpayment assistance icon

Downpayment Assistance

Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?

Learn more

About US info

About Us

GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.

Learn more

Loan Products icon

Loan Products

Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.

Learn more

Contact us option icon

Didn't Find an Answer?

We know that it isn't easy to find your answers at once. Reach out to us by filling this form and we will reach back in 24 hours.

Learn more

Golden Empire Mortgage
Nmls ID: 322949
Office: 805.496.8444 Direct
Mobile: 818.517.7111 Mobile
2835 Townsgate Road Westlake Village, CA 91361
Mortgage Calculators
  • Monthly Payment

    Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.

  • Refinance

    Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

  • Affordability Calculator

    How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What they're saying about GEM...

  • Everyone was very communicative and always available to answer questions. The process went very smoothly!
    Nancy S
  • Everyone was always friendly when I called. We closed 10 days early which was a huge relief.
    Lisa F
  • One of the easiest refinance! Very Happy!
    Barbara C

4.94

Apply Now Couple
Your needs meeting our expertise
Apply Now